Who are we? We're mortgage brokers. We'll help navigate you through the competitive and ever-changing mortgage landscape to find the right loan for you. We'll go into bat and negotiate on your behalf, and we'll make the process as simple as possible for you, geared up to deliver fast results. We'll help you avoid the pitfalls, and we'll find loan features to suit your personal circumstances.

Why use us as a mortgage broker when looking for finance?

A mortgage broker is someone who shops around for the home loan that's right for you. Whether you're in the market for your first home or building a portfolio of investment properties, we have access to hundreds of loans from a host of Australia's leading lenders.

We do the hard work for you.

We make sure you get the right home loan for your circumstances and will manage the process from start to finish.

When should you see us and what can you expect?

You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you're still getting the right deal with your existing lender. You can make an obligation-free appointment with us at a time and place that suits you.

We will ask about your financial circumstances and objectives to find out what's important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We always look for the right loan for you, not the lender.

”We have used Phil from Cherry Loans several times and in each experience he has been excellent. Phil understands our needs and financial position to offer us the best solution in a timely fashion. I would recommend Phil to anyone looking for a home loan.

Alex J

Phil is an outstanding home loan broker who provides follow-up and communication throughout. I would thoroughly recommend him to anyone seeking a loan as he takes the hassle out of the whole documentation process.

- Dale K

I can’t recommend Phil highly enough, he was extremely helpful throughout the whole loan process. He kept us in the loop with all updates, was happy to answer any questions and his speed of response was first class. He made us feel valued during the process and afterwards. Happy to recommend him to anyone.

- Damien P

We approached Phil through a verbal recommendation from a friend. He was amazing to deal with, so knowledgeable on the industry and current products and his easy going nature put us at ease with the whole process. I cannot recommend Phil and Cherry Loans highly enough.

- Cameron G

We’ve known Phil for a long time now and have been delighted with his services that he’s provided for our recent re-mortgage. Phil understood our needs for the re-mortgage and was thorough in describing the products that would suit us. Wouldn’t hesitate to recommend Phil’s services to anyone looking to get advice on mortgages.

- Steven W

Phil was great in all aspects of the process. He took the time to understand our situation to help secure the best loan for us and our circumstance. He communication was prompt and clear and he kept us informed every step of the way. Would highly recommend.

- Brendan W

Phil was very easy to get a hold of and quickly answered any questions. He found us exactly what we wanted.

- Patrick M

We would like to thank Phil for his ongoing services and support securing a lender. The process and communication throughout was excellent and would recommend his services.

- Justin & Amanda Q

Phil is responsive, knowledgeable and friendly. We felt supported and understood.

- Damien

I am always recommending Phil to friends who are looking for their first home or block of land to purchase. He has since helped 4 of my friends and family. Phil is knowledgeable, professional, efficient and explains things in a way that help first home owners understand the intricacies mortgages, finance and settlement. This is my second property purchase and I will be right back when I am ready to build!

- Sarah

Phil has helped us navigate the mortgage market several times now and has always been efficient, knowledgeable and extremely helpful. Thanks for a great service.

- Peter

Phil went over and above to make sure I understood what services and options were available to me. He explained everything in an easy to follow manner and got the ball rolling straight away! I felt I was his #1 priority and was comfortable he had my best interests at heart. 10/10 service!!

- Mac

Phil was fantastic in guiding me through the process of attaining and understanding the finances required to purchase a home. He was across aspects of the process and kept me up to date throughout.

- Iain

Phil was fabulous with communication, assisting and supporting us through the entire process. We are so happy to have been referred to Phil who has been extremely professional and thorough with his recommendations. With Phil’s guidance, we feel secure in our decisions and cannot speak highly enough of him.

- Sheridan